Governor Cuomo Announces Department of Financial Services Notifies collectors to not look for Collection on Illegal payday advances

Governor Cuomo Announces Department of Financial Services Notifies collectors to not look for Collection on Illegal payday advances

Governor Andrew M. Cuomo announced that the New York State Department of Financial Services has sent letters to all debt collectors in New York stating that it is illegal to attempt to collect a debt on a payday loan since such loans are illegal in New York today. Payday advances are short-term loans, typically an advance for a paycheck, with acutely high rates of interest that violate brand brand brand New York’s criminal usury legislation, which limits interest to 25 %. (mais…)

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